Health insurance offers several benefits that contribute to the overall well-being and financial security of individuals and families. Here are some key benefits of health insurance:
- Health insurance helps protect you from high and often unpredictable health care costs. In the event of an illness, injury or medical emergency, your insurance coverage can significantly reduce your out-of-pocket expenses.
- With health insurance, you have access to a network of health care providers, including doctors, specialists, hospitals, and clinics. This ensures that you can get the medical care you need quickly and without delay.
- Many health insurance plans cover preventive services at no additional cost. This includes vaccinations, screenings and tests that can help detect and address health problems early, preventing more serious and costly problems in the future.
- Health insurance often covers the cost of prescription drugs, making needed drugs more affordable. This is especially important for people with chronic conditions that require ongoing treatment.
- Some health insurance plans offer wellness programs and incentives to encourage healthy behaviors. This can include discounts on gym memberships, fitness training and tools to monitor your health.
Health insurance (major medical insurance)
Here is a list of insurance companies in the USA across various types of Health insurance :
- AARP
- Aetna
- American Family Insurance
- American National Insurance Company
- Blue Cross and Blue Shield Association
- Bright Health
- Centene Corporation
- Cigna
- Elevance Health
- EmblemHealth
- Group Health Incorporated
- Harvard Pilgrim Health Care
- HealthMarkets
- HealthPartners
- Horace Mann Educators Corporation
- Humana
- Kaiser Permanente
- Kaleida Health
- Medical Mutual of Ohio
- MEGA Life and Health Insurance
- UnitedHealth Group
- Shelter Insurance
- State Farm
- Oxford Health Plans
- Premera Blue Cross
- Amerigroup
- CareSource
- Cambia Health Solutions
- Compass Rose Benefits Group
- Coventry Health Care
- Delta Dental
- Fortis
- Geisinger
- Golden Rule Insurance Company
- Group Health Cooperative
- Health Net
- HealthSpring
- Highmark
- Independence Blue Cross
- Liberty Medical
- MassHealth
- Molina Healthcare
- Oscar Health
- Principal Financial Group
- Thrivent Financial for Lutherans
- Unitrin
- Universal American Corporation
- WellCare
Property and casualty insurance
Property and casualty (P&C) insurance is a broad category of insurance covering various types of coverage designed to protect individuals, businesses and their assets against financial loss due to property damage, liability and other risks. Here are some common types of property and casualty insurance:
- Allied Insurance
- American Automobile Association (AAA)
- Allianz Life
- Allstate
- American Family Insurance
- American International Group
- American Strategic Insurance (ASI)
- Ameriprise Financial
- XL Catlin
- Zurich Insurance Group
- Western Mutual Insurance Group
- Westfield Insurance
- USAA
- West Coast Life
- Tricare
- Trupanion
- The Travelers Companies
- TIAA
- State Farm Insurance
- Sun Life Financial
- Southern Aid and Insurance Company
- SquareTrade
- Securian Financial Group
- Sentry Insurance
- Reliance Insurance Company
- Reliance Partners
- RLI Corp.
- Protective Life
- Prudential Financial
- Pure Insurance
- Primerica
- Principal Financial Group
- Progressive
- Philadelphia Contributionship for the Insurance of Houses from Loss by Fire
- Philadelphia Insurance Companies
- Omega
- Oxford Health Plans
- Pacific Life
- New York Life Insurance Company
- NJM Insurance Group
- The Norfolk & Dedham Group
- Modern Woodmen of America
- Mutual of Omaha
- National Flood Insurance Program
- Merchants Insurance Group
- Mercury Insurance Group
- Lincoln National Corporation
- Manhattan Life Insurance Company
- Kemper Corporation
- Knights of Columbus
- Horace Mann Educators Corporation
- Ironshore
- Hanover Insurance
- The Hartford
- The Guardian Life Insurance Company of America
- GuideOne Insurance
- GMAC Insurance
- Gracy Title Company
- Genworth Financial
- Gerber Life Insurance Company
- Farmers Insurance Group
- Federated Mutual Insurance Company
- Encompass Insurance Company
- Erie Insurance Group
- Commerce Insurance Group
- Country Financial
- CNA Financial
- CNO Financial Group
- CareSource
- Chubb Corp
- Assurity Life Insurance Company
- AXA Equitable Life Insurance Company
- Bankers Life and Casualty Company
- American National Insurance Company
- Ameriprise Auto & Home Insurance
- Ameritas Life Insurance Company
- Amica Mutual Insurance
- Applied Underwriters
- Assurant
- Auto-Owners Insurance
- American Income Life Insurance Company
- Amtrust Financial Services
- Arbella Insurance Group
- Berkshire Hathaway
- Brotherhood Mutual Insurance Company
- Citizens Property Insurance Corporation
- Colonial Life & Accident Insurance Company
- Combined Insurance
- Country-Wide Insurance Company
- Delta Dental
- Esurance
- Evergreen USA RRG
- First Insurance Company of Hawaii
- FM Global
- GAINSCO
- GEICO
- General Re
- Globe Life And Accident Insurance Company
- Grange Mutual Casualty Company
- Great West Casualty Company
- Hagerty Insurance Agency
- HCC Insurance Holdings
- Hiscox Small Business Insurance
- K&K Insurance
- Kansas City Life Insurance Company
- Lemonade (insurance)
- Liberty Mutual
- Markel Corporation
- MassMutual
- MetLife
- Metromile
- Nationwide Mutual Insurance Company
- New Jersey Manufacturers Insurance Company
- Northwestern Mutual
- PEMCO
- Penn Mutual
- Penn National Insurance
- Physicians Mutual
- ProSight Specialty Insurance
- QBE
- The Regence Group
- Safe Auto Insurance Company
- Safeco
- Safeway Insurance Group
- Shelter Insurance
- Society Insurance
- Standard Insurance Company
- State Automobile Mutual Insurance Company
- Symetra
- The General
- Titan Insurance Company
- Transamerica Corporation
- UPC Insurance
- Unum
- Western & Southern Financial Group
- White Mountains Insurance Group
Life and annuity
Life insurance and annuities are financial products designed to provide protection and financial security to individuals and their families. They serve different purposes but have the common goal of offering financial support at certain stages of life. Here is an overview of both types of insurance:
Life Insurance: Life insurance provides for a payment to the beneficiary in the event of the death of the insured person. This payment, known as a death benefit, is intended to provide financial support to the insured’s dependents, such as family members or other loved ones.
- Aflac
- Allianz Life
- Allstate
- American Family Insurance
- American Fidelity Assurance
- Ameritas Life Insurance Company
- Amica Mutual Insurance
- Bankers Life and Casualty
- Banner Life Insurance Company
- Conseco
- Farmers Insurance Group
- The Great-West Life Assurance Company[39]
- Gerber Life Insurance Company
- The Guardian Life Insurance Company of America
- Horace Mann Educators Corporation
- John Hancock Life Insurance
- Kansas City Life Insurance Company
- Lincoln National Corporation
- MetLife
- Mutual of Omaha
- National Life Group
- Nationwide Mutual Insurance Company
- New York Life Insurance Company
- Ohio National Financial Services Company
- Prudential Financial
- Securian Financial Group
- Standard Insurance Company
- UNIFI Companies
- United of Omaha
- American Income Life Insurance Company
- Assurity Life Insurance Company
- AXA Equitable Life Insurance Company
- Colonial Life & Accident Insurance Company
- Colonial Penn
- Garden State Life
- Genworth Financial
- Globe Life And Accident Insurance Company
- ING Group
- Jackson National Life
- Manhattan Life Insurance Company
- MEGA Life and Health Insurance
- National Western Life Insurance Company
- Pacific Life
- Primerica
- Protective Life
- State Farm Insurance
- Thrivent
- TIAA-CREF
- Transamerica Corporation
- Western & Southern Financial Group
Medicare
Medicare is a government-sponsored health insurance program in the United States that provides coverage primarily to individuals age 65 and older, as well as some younger individuals with certain disabilities or medical conditions. Medicare is divided into different parts, each of which covers different aspects of health care.
- Aetna
- Bankers Life and Casualty
- CareSourceFidelis Care
- Kaiser PermanenteThrivent Financial for Lutherans
- United American Insurance Company
- American Family Insurance
- Conseco
- Mutual of Omaha
- Premera Blue Cross
Workers’ compensation
- American International Group (AIG)
- Accident Fund Insurance Company of AmericaAmTrust Financial Services
- Cincinnati Financial CorporationGUARD Insurance Group
- Hanover InsuranceMerchants Insurance Group
- Missouri Employers MutualThe Norfolk & Dedham Group
- Penn National InsuranceSentry Insurance
- Society InsuranceState Compensation Insurance Fund
- United Heartland
- Erie Insurance Group
- The Hartford
- Liberty Mutual
- Nationwide Mutual Insurance Company
- New York State Insurance Fund
- Puerto Rico State Insurance Fund
- State Farm Insurance
- Zenith Insurance Group
